Easy Funding

Whether you're a real estate investor or wholesaler, we'll fund your deals fast - no credit check required. We cover EMD, double closings and any other pre-closing funds needed.

523

Deals Completed

$16.3 M

Funded

194

Partner Transactions

How Much Does It Cost?

EMD Deals

We charge a flat fee starting at 25% return on all EMD deals. That means IF the deal closes, we would receive the initial amount plus 25%.

We also charge a minimum $250 or 1% (whichever is higher) non-refundable fee prior to funding your deal to pay our transaction coordinator. This pays them for their time in case the deal doesn't close.

Double Closings

We charge a minimum flat 1.5% fee on all double closings with at least 2 days notice.

If you need the money quicker than that, email [email protected] to confirm. Our minimum return is $1,250.

Morby Method Closing

We charge a minimum flat 2.5% fee on all Morby Method Funding with at least 5 days notice.

If you need the money quicker than that, email [email protected] to confirm. Our minimum return is $1,250

Frequently Asked Questions

How much do you charge?

We charge 25% return for EMD funding and 1.5% for double close funding to start. These numbers can change depending on duration of the deal and risks involved. Morby/Stack funding starts at 2.5% for the added work.

Are there any upfront fees?

For EMD, we charge $250 or 1% whichever is higher to pay our team for underwriting and processing the deal. Sadly we must do this so we don't end up losing money by funding your cancelled deal. If you are confident in your deal closing, this will have no effect on you!

What qualifies as EMD Lending?

EMD stands for Earnest Money Deposit. It is a sum of money that a buyer provides to a seller as a show of good faith when entering into a real estate contract. The EMD is typically held in escrow until the closing of the transaction.

When looking at whether or not what you are requesting is considered EMD, you can look at the following:

-Is the amount your requesting the exact same as the amount listed for EMD on the contract?

-Does your requesting amount include an option fee? We will not fund option fees!

-Are you requesting money post-closing? That is not EMD and we will not fund that.

What is a Double Closing?

A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the investor (middleman), and the end buyer.

Here's how it works:

First Transaction (A-B): The investor agrees to purchase the property from the original seller.

Second Transaction(B-C): The investor simultaneously sells the property to the end buyer at a higher price.

During a double closing, the investor typically uses the funds from the end buyer to complete the purchase from the original seller. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period.

Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.

What is a Morby Method / Stack Closing?

This is the method similar to a Double Close. We bring the funds in to close the transaction.Title must confirm that our funds never leave escrow and that they will disburse based on our paperwork.This method is used to give the buyer money when closing the transaction.

Can you fund EMD for end buyers?

We can fund EMD for end buyers, but it's rare.

At the end of the day, our funds have to be protected no matter what. Typically that is done through an inspection period.

If you have no inspection period on your deal or the EMD is non-refundable we will not fund your deal

If however you have an inspection period, we can fund your deal temporarily as long as our funds are replaced prior to the inspection period ending.

What happens if my EMD deal doesn't close?

If your deal does not close, we do not charge you the return fee. Your only cost would be the up front fee since our transaction coordinators have already worked on the deal for you.

How much money are you able to fund at once?

There is no limit on the funds we have available for both EMD and double closings.

As long as your deal qualifies under our standards, we will be your one stop shop for all transactional funding both now and in the future!

Amount of return could vary based on requested amount.

How fast can you fund my deal?

We typically require 48 hours of notice to fund a deal, however we have funded in as quickly as 5 minutes (seriously). If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.

Have additional questions?

Email: [email protected]

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